Welcome to Dimensional. Please read these Terms of Use carefully before using this website (“Website”). Among other things, these Terms of Use provide information on some of the policies, laws, and regulations applicable to this Website.

Dimensional Fund Advisors Pte. Ltd. (UEN: 201210847M) (“Dimensional Singapore”) is regulated by the Monetary Authority of Singapore and holds a capital markets services license for fund management. None of Dimensional Singapore’s affiliates (Dimensional Singapore and its affiliates, as applicable, collectively referred to as “Dimensional”) is currently licensed by, registered with, or supervised by the Monetary Authority of Singapore. Nothing on this Website shall constitute or serve as an offer to sell or solicitation to buy products or services in any country or jurisdiction by any of Dimensional Singapore’s affiliates.

By using this Website and the information and services available through this Website, you agree to follow and be bound by these Terms of Use. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and Dimensional with regard to matters other than your use of this Website. By accessing this Website and any pages hereof, you are deemed to have read, accepted, and agreed to be bound by these Terms of Use.

Kindly refrain from using this Website should you not agree to the above and all or any of these Terms of Use. Dimensional reserves the right to amend and vary these Terms of Use without any prior notice from time to time. Your reviewing and continuing to use this Website and any pages hereof constitute your agreement to all such amendments and variations. We suggest that you periodically check these Terms of Use for modifications. Dimensional further reserves the right to change, suspend, discontinue or restrict any aspect of this Website without prior notice or liability. Certain sections or pages on this Website may contain separate and additional terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. 

Authorized Users

The information provided on this Website is intended solely for use by Singapore residents and is not directed to any person in the United States or any jurisdiction or country where (by reason of that person’s nationality, residence, or otherwise) the publication or availability of this Website is prohibited or would subject Dimensional Singapore, its affiliates, or any of their products or services to any registration, licensing, or other such legal requirements within such jurisdiction or country. Persons in respect of whom such prohibitions apply must not access this Website. It is the responsibility of any persons who access the information contained in this Website to observe all applicable laws and regulations of their relevant jurisdictions. If you choose to access this Website from a location outside Singapore, then you do so on your own initiative, and you are responsible for compliance with any applicable laws and regulations. By proceeding, you are representing and warranting that you are either resident in Singapore or that the applicable laws and regulations of your jurisdiction allow you to access, and allow Dimensional Singapore to provide you, the information on this Website.

Authorized Use - No Solicitations

The information provided on this Website should not be construed as an offer to sell or solicitation to buy any securities/funds or as an offer of any services in any jurisdiction to any person to whom it is unlawful to make such an offer or solicitation in such jurisdiction.

Authorized Use - No Investment Recommendations or Financial Advice

The information on this Website does not take into account the specific circumstances of any investor and should not be regarded as investment or financial advice or investment recommendations and should not be relied upon as such. Dimensional makes no representation that any funds, securities or services described on this Website are suitable for any specific investor. You should seek professional advice from a financial advisor regarding the suitability of any investment. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any data, information, or content on this Website before making any decisions based on such data, information, or content. In exchange for using such data, information, or content, you agree not to hold Dimensional or its third party content providers liable for any possible claim for damages arising from any decision you make based on information made available to you through this Website. Materials relating to the Dimensional funds should be read in conjunction with a fund prospectus and product highlights sheet(s) (if applicable) that describe charges, expenses, and risks. Read them carefully before any investment.

The contents of this Website are intended for your general information and educational purposes only. You may not alter, copy, distribute, transmit, display, perform, reproduce, publish, or use for commercial purposes this Website, in whole or in any part, without first obtaining the express written consent of Dimensional.

All content on this Website is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

Content and Delivery Disclaimer

We do not warrant that the functions in this Website will be uninterrupted or error-free, that defects will be corrected, or that this Website or the server that makes it available are free of any virus or other harmful elements. Neither Dimensional nor any of its respective directors, officers, employees, agents, contractors, or advisors makes any representation or warranty as to the truth, accuracy, or completeness of the information on this Website (including statements of opinion or expectation) or as to the achievement or reasonableness of any future projections, estimates, prospects, or returns, or any of the assumptions underlying them nor shall any of them have any liability (whether arising from negligence or otherwise) for any representations (expressed or implied) contained in, or for any omissions from, the information on this Website.

The information contained in this Website is subject to change without notice. Any research or analysis used to derive, or in relation to, the information contained on this Website have been procured from sources deemed reliable by Dimensional for its own use without taking into account the investment objectives, financial situation, or particular needs of any specific investor. Past performance is no guarantee of future performance.

Any forecasts or opinions set out on this Website are Dimensional’s own as at the date of the relevant document, may change without notice, and should not be regarded as a guarantee or indication of future or likely performance of the subject matter in question. While Dimensional believes that the information provided on this Website is correct at the date of production, no warranty or representation are given to this effect, and Dimensional expressly disclaims liability for errors or omissions in such information. No reliance may be placed for any purpose on the information and opinions provided on this Website or the accuracy or completeness thereof, and no responsibility can be accepted by Dimensional to anyone for any action taken on the basis of such information or opinions.

Termination

The rights granted to you herein terminate immediately upon any violation by you of these Terms of Use. Dimensional reserves the right to terminate your access to this Website at any time without notice for any reason whatsoever. You agree that Dimensional shall not be liable to you or any third party for any termination of your access to this Website.

Links to and from Third Party Sites

Dimensional has not reviewed or authorized any sites linking to this Website. No other website, without the prior written permission of Dimensional, is authorized to link to any part of this Website. If you link other websites to this Website, you may not suggest that Dimensional has endorsed or is affiliated with such websites and you may not display this Website as “framed” within another website. We do not take responsibility for any websites linking to this Website.

For educational or information purposes, or for your convenience, the Website may also provide hyperlinks to other sites that are operated and controlled by third parties. Dimensional does not recommend or endorse the content of any website not operated by Dimensional and shall not be responsible for any of these other websites or their contents. Any hyperlinks to these other websites are provided as a convenience to you and not as an endorsement or verification of such websites, and such websites should be accessed at the user’s own risk. Dimensional disclaims responsibility for the privacy policies and customer information practices of any third-party websites hyperlinked to or from this Website. You agree that under no circumstances will you hold Dimensional liable for any loss or damage caused by use of or reliance on any content, goods, or services available on third party websites.

Because all servers have limited capacity and are used by many people, you may not use this Website in any manner that would damage or overburden any Dimensional server or any network connected to any Dimensional server. You may not use this Website in any manner that would interfere with any other party’s use of this Website. 

License and Site Access

Dimensional hereby grants you a limited, revocable, nonexclusive, nontransferable license to view, bookmark, download, and print the pages within this Website and the documents, graphics, and media incorporated on those pages. This license is conditioned on your continued compliance with these Terms of Use. The pages within this Website may be used solely for personal, informational, and noncommercial purposes or as expressly authorized by Dimensional in writing. All rights not expressly granted herein are reserved by Dimensional. Except as otherwise stated in these Terms of Use or as expressly authorized by Dimensional in writing, prohibited use of this Website includes but is not limited to:

• Modifying, copying, screen capturing, distributing, forwarding, transmitting, posting, displaying, performing, reproducing, publishing, broadcasting, licensing, creating derivative works from, transferring, selling, or exploiting any pages, reports, data, information, content, software, videos, webinars, products, services, or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, the "Materials");
  
  
• Redelivering any page, text, image, or Materials on this Site using "framing" or other technology;
  
  
• Engaging in any conduct that could damage, disable, or overburden (i) this Site, (ii) any Materials or services provided through this Site, or (iii) any systems, networks, servers, or accounts related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site, other than those made generally available by Dimensional;
  
  
• Probing, scanning, or testing the vulnerability of any Materials, services, systems, networks, servers, or accounts related to this Site or attempt to gain unauthorized access to Materials, services, systems, networks, servers, or accounts connected or associated with this Site through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks, servers, or accounts related to this Site;
  
  
• Modifying, copying, obscuring, removing, or displaying Dimensional's name, logo, trademarks, text, notices, or images without Dimensional's express written permission;
  
  
• Including the term "Dimensional," or any Dimensional trademark or executive's name, or any variation of the foregoing, as a meta-tag, hidden textual element, or any other indicator that creates an impression of affiliation, sponsorship, or endorsement by Dimensional;
  
  
• Using any electronic communication feature of this Site for any purpose that is unlawful, tortious, abusive, intrusive on another's privacy, harassing, libelous, defamatory, embarrassing, obscene, threatening or hateful;
  
  
• Collecting or storing personal data about other users;
  
  
• Using this Site or any Materials from this Site for any commercial purpose not expressly approved by Dimensional in writing;
  
  
• Posting, emailing, or otherwise transmitting any advertising or promotional materials, including without limitation, "junk mail," "surveys," "spam," "chain letters," "pyramid schemes," or any other form of solicitation or unauthorized communication; or
  
  
• Uploading, posting, emailing, or otherwise transmitting any material that contains viruses or any other computer code, files or programs which might interrupt, limit or interfere with the functionality of any computer software or hardware or telecommunications equipment.
  
  

Dimensional expressly reserves the right (but has no obligation) to monitor any and all use of this Site, without liability.   If you provide Dimensional with any feedback or suggestions regarding this Site or the materials, products or services available on this Site, you grant Dimensional an unlimited, irrevocable, perpetual, sublicensable, royalty-free license to use any such feedback or suggestions for any purpose without any obligation or compensation to you.

Password Protected Areas

Access to and use of password-protected and/or secure areas of the Website are restricted to users authorized by Dimensional Singapore and limited to access by (1) licensed or exempt financial advisers as defined in the Financial Advisers Act (Chapter 110 of Singapore), and (2) institutional investors as defined in section 4A of the Securities and Futures Act (Chapter 289 of Singapore). Unauthorized individuals attempting to access, or actually accessing, these areas may be subject to criminal and/or civil prosecution.

When you register for access to password-protected areas of this Website, you agree to provide Dimensional with current, complete, and accurate information about you as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. For authentication purposes, Dimensional may provide you with security codes delivered by phone or by text message to allow you to access this Website, and certain features on this Website may require you to answer designated security questions.

You agree that the phone number you provide to receive text messages is registered in your name and that we are entitled to rely on the email address and contact information that you last provided to us. You agree to waive all claims resulting from failure to receive communications because of changes in your email address or contact information. By registering for the password-protected areas of this Website, you are granting Dimensional permission to communicate with you by email. You can opt not to receive such emails from us in the future by changing your preferences. We agree to treat with care the information you entrust to us, in accordance with the disclosures in our Privacy Policy.

If you have access to password-protected areas of this Website, you are solely responsible for maintaining the confidentiality and security of any account information, user names, security questions and answers, and passwords, for restricting access to your computer, and for logging off any protected areas of this Website. Accordingly, you should take steps to protect the confidentiality of your password and should not disclose your password to a third party. If password information is shared with a third party (such as an information aggregator) in violation of these Terms of Use, we may not be able to verify the user of the password information, and Dimensional assumes no liability or responsibility whatsoever for the integrity and security of that third party’s information systems or the dissemination, through that third party, of any confidential information. Dimensional will not be responsible for any loss that arises from such use or action or from the failure to comply with these provisions. You agree to accept responsibility for all activities occurring under your account or password that are due to your conduct, inaction or negligence. You agree to use this Website to access only those accounts on which you are authorized to act, and you agree to use your own user names, logins, passwords, and security questions and answers when accessing accounts on which you are authorized to act. You further agree not to obtain or attempt to obtain unauthorized access to such parts of or features on this Website, or to any other protected materials or information, through any means not intentionally made available to you by Dimensional.

Dimensional makes no warranty, express or implied, regarding the security of this Website, including with respect to the ability of unauthorized persons to intercept or access information transmitted by or to you through this Website.

You should notify Dimensional immediately at [email protected] if you become aware of any disclosure, loss, theft or unauthorized use of your login or password.

If you maintain an account that you access via this Website, you are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities occurring under your account or password that are due to your conduct, inaction or negligence.

Security of Data Transmissions and Storage

Electronic (including wired and wireless) communications through this Website may not be encrypted. You acknowledge that there is a risk that data, including email, electronic and wireless communications and personal data, may be accessed by unauthorized third parties when communicated between you and Dimensional or between you and other parties. Do not send sensitive or confidential information to us via electronic mail. Delivery and timely delivery of electronic mail are also not guaranteed. Dimensional therefore recommends that you do not send time-sensitive or action-oriented messages to us via electronic mail. Dimensional may not, and is not obliged to, process your requests, orders, or instructions until Dimensional can confirm your instructions or obtain appropriate written documentation where it deems necessary. Dimensional shall not be under any obligation whatsoever, whether express or implied, to reply to unsolicited correspondence, communications, or email or to acknowledge receipt of the same.

Subject in all respects to the terms of Dimensional Singapore’s Privacy Policy, Dimensional Singapore may use the personal information you provide through this Website only for purposes which you have consented to unless Dimensional Singapore is required or authorized under law to use or disclose such personal information for other purposes or Dimensional Singapore obtained your consent to allow disclosure of such personal information. Please refer to Dimensional Singapore’s Privacy Policy for more information.

Personalization

Dimensional may offer you the opportunity to personalize your online experience. While certain personalization features can provide a more convenient way to access the data and features most relevant to you, be aware that "cookies" and other similar identification techniques are used to associate you with the computer or electronic device that you are using. If you access this Website from a public location or if you otherwise share a computer or electronic device, some personalization features could reveal non-public personal information about you to others. You alone are responsible for deciding whether a particular personalization feature is appropriate for you and for any consequences that result from your decision.